Fair Shake
originally “Bank loans that don't suck”
Banks charge the most to the people who can least afford it. Meanwhile the folks who'd actually give you a fair deal — your dad, your sister, your best friend — don't lend, because mixing money and family is how you lose both. Fair Shake makes the friends-and-family loan safe. You set fair terms together, in writing. Then repayment never touches anyone's willpower: a slice of each paycheck auto-deposits into escrow before it ever hits your checking account, and the lender gets paid from there like clockwork. Why should your checking account be the middleman on a promise you already made? Nobody chases anybody. Nobody brings it up at Thanksgiving. The borrower gets a rate no bank would offer, the lender gets real protection, and the relationship stays clean. More family loans, less family risk — that's a fair shake.
For families who'd gladly lend to each other if it weren't so risky: paycheck-to-escrow repayment makes it safe.
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